Hey fellow gamers! If you’ve ever been mid-game-purchase only to realize your credit card info is outdated or missing, you know the pain.
Let’s fix that.
Whether you’re adding a new card for that must-have DLC or updating expired details to keep your Nintendo Switch Online membership alive, this guide has you covered.
I’ll walk you through every step like we’re sitting side-by-side with our Switches. Let’s dive in!
Why Bother Managing Your Nintendo Account Credit Card?
Before we get technical, let’s talk why this matters. Storing your card info securely means:
- No interruptions: Keep your game purchases and subscriptions (like Nintendo Switch Online) running smoothly.
- Security: Nintendo encrypts your data, but you control when it’s added, changed, or deleted.
- Convenience: Skip typing card details every time you spot a sale on the eShop.
Think of it like saving your game progress—except here, you’re saving your wallet’s progress.
What You’ll Need
- A Nintendo Account (obviously).
- Your credit/debit card details (number, expiration date, CVV, billing address).
- Your Switch or a web browser (phone/PC works).
- 5 minutes (seriously, it’s quick).
Method 1: Adding/Updating Credit Cards via Nintendo Switch (eShop)
Perfect for gamers glued to their Switch.
Step 1: Open the eShop
From your Switch’s HOME Menu (the one with all your game icons), look for the orange shopping bag icon labeled “Nintendo eShop.” If you’ve never opened it before, you might need to download a tiny update—just follow the prompts.
Step 2: Choose the Right User Profile
When the eShop loads, you’ll see a list of user profiles linked to the Switch. Select the profile tied to your Nintendo Account. If you’re the sole user, it’ll auto-select yours.
Pro Tip: If you see “This user cannot use this software,” the profile isn’t linked to a Nintendo Account. Fix this in System Settings > Users > Link to Nintendo Account.
Step 3: Access Account Information
In the top-right corner of the eShop, tap your user icon (a little silhouette of a person). This opens your account dashboard.
Step 4: Manage Credit Card Info
Scroll down to “Credit Card Information”. Here’s where the magic happens:
- Adding a New Card: Hit “Set”.
- Updating an Existing Card: Hit “Change”.
Step 5: Enter Card Details
You’ll see fields for:
- Card Number: The 16-digit number on the front.
- Expiration Date: MM/YY format (found next to the card number).
- CVV: The 3-digit code on the back (or 4 digits for Amex).
- Billing Address: Must match the address your bank has for the card.
Double-check everything—a typo here could block the transaction.
Step 6: Save and Confirm
Hit “Save” at the bottom. The eShop will validate the card. If it fails, check your Wi-Fi or card details. Success? You’re ready to shop!
Method 2: Updating Cards via Nintendo’s Website
For those who prefer keyboards over Joy-Cons.
Step 1: Visit Nintendo’s Account Site
Go to accounts.nintendo.com and log in. Use your Nintendo Account email/password. If you have 2FA enabled, grab your authenticator app.
Step 2: Navigate to Payment Methods
Once logged in, click “Shop Menu” in the left sidebar. Under “Credit Card”, you’ll see:
- “Save”: Add a new card.
- “Change”: Edit your current card.
Step 3: Edit or Add Card Details
A pop-up will appear with the same fields as the Switch method. Need to update the expiration date? Just tweak the existing info.
Step 4: Handle Automatic Renewals
If you have active subscriptions (like Switch Online), Nintendo will warn you that changes affect automatic renewals. Click “Change” to confirm—this ensures your next renewal uses the new card.
Step 5: Save and Verify
Click “Save”, and you’ll see a confirmation message. No errors? You’re golden.
Troubleshooting Common Issues
- “Error Code 9001-2470”: Usually means the card was declined. Check funds, expiration date, or contact your bank.
- Billing Address Mismatch: Ensure the address matches exactly what’s on file with your bank (e.g., “St.” vs “Street”).
- Website Not Saving: Clear your browser cache or try incognito mode. Still stuck? Contact Nintendo Support.
Pro Tips for Security & Convenience
- Use Prepaid Cards: Avoid linking your main debit card. Grab an eShop gift card instead.
- Monitor Purchases: Set up Purchase Notifications in your Nintendo Account to track spending.
- Delete When Done: After big purchases, remove your card to prevent accidental buys.
Frequently Asked Questions (FAQs)
Can my kid save their card if they’re under 18?
Nope. Nintendo blocks users under 18 from saving payment methods. Workaround? Use a parent’s account or buy eShop gift cards.
How many cards can I store?
Just one per Nintendo Account. To switch cards, delete the old one first.
Will updating my card mess up my Nintendo Switch Online membership?
It’ll update the card used for renewal. Check your membership status under “Subscription” in eShop.
Can I share my card between my Nintendo Account and Nintendo Network ID (3DS/Wii U)?
Sadly, no. They’re separate systems. You’ll need to add the card to both if needed.
How do I delete my card?
In eShop or the website, go to “Credit Card Information” and select “Delete”. Confirm, and poof—it’s gone.
Updating your Nintendo Account’s credit card is like leveling up your payment game—fast, simple, and essential for uninterrupted play. Whether you’re copping the latest indie gem or keeping your online squad alive, a few minutes now saves headaches later.
Got questions I missed? Drop a comment below—I’ll help you out. Now go forth and game (responsibly, of course). 🎮💳
P.S. Sharing is caring! If this guide saved your bacon, pass it on to a fellow gamer.